Got denied by a bank but still have money? You may still be able to buy.
Most buyers don’t realize there are still options depending on your situation. Takes 60 seconds to find out.
About
The Option Co.
Because Everyone Deserves to Know Their Options.
Real estate is not one-size-fits-all. Every property, every seller, and every investor situation is different, and the strategy should reflect that.
The Option Co. was built to provide clarity in a market that often pushes people toward a single solution. Whether you're selling, buying, structuring a creative finance deal, or exploring a larger commercial opportunity, we start with one conversation and build the right plan around your goals.
We believe in transparency, flexibility, and execution. From traditional MLS representation to cash offers and hybrid structures, our role is simple: present every viable path and help you make the smartest move.
What We Do
Sell Your Home
1
Not every seller needs the same solution. We present every available path: cash offer, creative finance structure, or a full MLS listing strategy, and help you choose what actually works for your situation.
Buy with Creative Finance
2
We work with buyers who want to get into a home without a traditional bank loan. Subject-to, seller financing, lease options, contract for deed. We find structures that work for your situation and get you into a property on terms that make sense.
Commercial Real Estate
3
Why The Option Co.?Most homeowners and buyers are handed one option and told to take it or leave it. List with an agent. Get a bank loan. Accept the lowball cash offer.
We built The Option Co. because the real estate market in Minnesota is more flexible than most people realize, if you know the right structures.
For sellers, that might mean a creative finance deal that nets you more than a cash offer. Or a subject-to transaction that closes in days without a traditional sale. Or a full MLS listing with a strategic pricing plan. We look at your situation and reverse-engineer the best outcome.
For buyers, it might mean a rent-to-own agreement that gets you into a home while you rebuild credit or save a down payment. Or seller financing that bypasses the bank entirely. Or a lease-option that gives you time to decide.
For investors, it means finding deals before they hit the market and structuring them to maximize returns.
We’re based in the Twin Cities and work with clients across greater Minnesota. Every consultation is free. Every strategy is custom.
For larger commercial deals, we operate through SEAS Capital Management. Whether you’re looking at multifamily, mixed-use, or investment properties, we bring the same creative structure approach to commercial real estate.